01
A strategy built around your purchase
We review your purchase agreement, closing timeline and financial position to identify your financing options and address potential challenges early.
Pre-construction mortgage solutions
From agreementto possession.
You bought then. Are you ready to close now?
Your income, property value and lender requirements may have changed since you signed. Let's review where things stand before your closing date arrives.
At CD Mortgages, we have established relationships with numerous builders and developers across the GTA. We work with purchasers, builder teams and legal counsel to navigate the financing process from the initial agreement through occupancy and final closing.
Whether you’ve recently purchased or your closing date is approaching, we help you understand your options and prepare for what comes next.
Solutions when it matters most
02
A-lender qualification
We assess your income, liabilities and down payment to determine how to position your application for financing with an A-lender, wherever possible.
03
Purchase-price financing without an appraisal, when eligible
For qualifying purchasers and eligible properties, certain lender programs may allow financing based on the original purchase price without an appraisal. Availability is subject to lender approval and program requirements.
04
Support through construction and occupancy
We stay involved as timelines change, helping you navigate lender updates, interim occupancy and any adjustments to your financing plan.
05
Coordination through final closing
We work with your lender, lawyer and the builder’s legal team to address financing requirements and keep your closing moving forward.
Let’s plan your closing
Start with a few essentials. We'll gather the property and financial details when we talk. We will contact you to discuss your financing needs and next steps.
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One call. Every solution.